Is cosmetic dentistry covered by insurance?

Generally, dental insurance does not cover cosmetic dentistry procedures that have absolutely no medical need. But different situations blur the line between them.

Is cosmetic dentistry covered by insurance?

Generally, dental insurance does not cover cosmetic dentistry procedures that have absolutely no medical need. But different situations blur the line between them. Cosmetic procedures can sometimes be covered up to 50% of the total cost. However, there generally has to be an established medical benefit to the procedure in addition to the aesthetic benefit.

Fortunately, many cosmetic dentistry procedures help maintain the lasting health of your teeth. Generally speaking, most work done by a cosmetic dentist is not covered by insurance. Dental insurance generally doesn't cover elective types of dental procedures, such as cosmetic dentistry. Some common examples include cosmetic veneers or teeth whitening.

CarePlus cosmetic dentistry insurance offers comprehensive coverage throughout the year. With your annual premium, you can rest assured that you will receive coverage for the general and specialty dental treatment you need with no limit on the benefits you can use. CarePlus dental plans give you and your family access to high-quality dental care at affordable prices with reduced out-of-pocket costs. CarePlus dental plans are available exclusively at Dental Associates Wisconsin clinics.

From general dentistry to crowns and bridges, endodontics and oral surgery, Dental Associates provides comprehensive care and your Dental Care Plus insurance will provide you with comprehensive coverage. Most dental insurance plans cover preventive services such as cleanings and x-rays, as well as restorative procedures. The focus is on keeping existing teeth healthy and replacing diseased teeth rather than on the aesthetics of your smile. That said, here are some things to keep in mind when looking for coverage for cosmetic dentistry.

Consulting your dentist is the best course of action to determine if your cosmetic treatment is classified as medically necessary or elective. An experienced cosmetic dentist can help you reduce the cost of your procedures, whether you use insurance or pay out of pocket. A general or family dentist can perform many types of cosmetic procedures, but some of these procedures overlap in specialties such as orthodontics. Whether you need restorative procedures or are simply interested in cosmetic procedures, you need to find a dentist who works with the final result in mind.

Nowadays, many dentists without proper aesthetic education are capitalizing on patients and the work they do is inadequate. Cosmetic dentistry is the practice in which a dentist solves dental problems that are directly related to the appearance of your teeth. Cosmetic dentistry procedures allow us to repair and restore your smile with modern aesthetic dental techniques and high-quality materials. Talk to your trained dentist in Kois to find out what types of cosmetic restorative treatments are covered by your insurance.

While some of these procedures may be performed by a general dentist, patients in Joplin, MO, may prefer a cosmetic dentist, as they specialize in these types of dental procedures. As part of your cosmetic dentistry plan, your dentist will provide you with a variety of options and a detailed breakdown of what is (or is not) covered by your benefit package. Your local dentist can also help answer any questions you may have about paying for your cosmetic procedure.

Rex Hazy
Rex Hazy

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